How many of your customers think that their child’s motorized car has liability coverage under the Homeowners Policy? Do they believe that the Personal Auto Policy will cover a rented golf cart or snowmobile? “Toys” are motorized recreational vehicles such as riding mowers, snowmobiles, all-terrain vehicles, etc. – many personal lines customers own at least one!

The Homeowners Policy and Personal Auto Policy are not designed to handle these risks, so the potential exists for a coverage gap. It is important to identify the “Toys” exposure with your customer, and offer the appropriate solutions, such as a policy endorsement, or even a specialty policy.

This four-hour online course is exclusively for dues-paid CISRs.

Topics include:

• The Risk Management Process
• Watercraft
• Snowmobiles
• Golf Carts
• Other Recreational Vehicles