Personal Lines (PL) Institute

This institute addresses the unique needs of individuals, families, and family members. You will learn to handle the complexities of state-specific personal lines forms.

Topics covered:

• Personal Residential Coverages*
• Personal Automobile Coverages*
• Personal Umbrella/Excess Coverages*
• Watercraft Coverages
• Rental Car Coverages
• Flood
• Home-based Business
• Condominiums
• Farm and Ranch Coverages
• Mobile Home Coverages
• No Fault (PIP)
• Catastrophe/Earthquake/Flood
• Wind Pools

Participants will:

• Complete an in-depth study of the ISO Homeowner Policy with emphasis on the HO3 Form.
• Better understand the application of coverages of a personal auto policy.
• Obtain an overview of personal umbrella/excess liability coverages including underlying limits and self-insured retention.

* Mandatory topics are part of every institute. 

Optional subjects will vary.